Daxer i angraw anazraf, erbankawat (bancs) d isenduqen usegfer (caixes d'estalvi) nihni iticcen ixessiyen inazrafen i marra tarbih'in: imazlayen, tirmisin, udusen, atg.
Kur amar kta ahemmi ameqran n tarbih't n yewd'an beh'ra idireh'gen gha Katalunya tessenheza attas n timesmunin n tizraf mah'enda atenâaden gha ifuras d issedjih'en i d gha dyasen ak ih'dijen ensen.
Erbankawat d isenduquen usegfer ghasen tiraciwin timeqranin n ighsuren d lbirawat u ghasen attas n ifuras d issedjih'en n tizraf (productes i serveis financers).
Attas zi ifuras d issedjih'en n tizraf nihni kif kif i marra yewd'an:
Amid'an n reh'sab nigh alug n erbanku (compte corrent o llibreta bancaris)
Takard'a userdil (Targeta de crèdit)
Takard'a n temenyat nigh n wattar (Targeta de diners o de dèbit)
Timrisin (Hipoteques)
Attaren wudmawen (Préstecs personals)
D ahemmi attas anesnem iâriden n tilmisin (interessos) d tisgharin (comissions) n attas n timesmunin, u tamesmunt n tizraf i gha nixd'a ixessa atiri txeddem nican di ticcit n issedjih'en ennes u atiri txeddem bera wa tesnufari walu.
Ifuras neghnit itettan attas nihni d ina:
Iseâduyen (Transferències) gha timura n barra.
Isekkiyen (Remeses) irmuhajirin. Djan imsetfaqen ak attas n timura ishewanen x usekki n temenyat s iddaden isebh'anen.
Sighurut (Assegurances). Nihni d ifuras udmisen d imettiyen itexsen adfesyen jar marra inni isighuran azal udmis n iweddaren n manwen ma zaysen. Dinni sighurut mah'enda aneserqa x attas ixataren: usegfer, n tuddart (cnaw mara tewqeâ ermut), n taddart (erkawarit, tuccefat, atg.), n tadawsa, nigh n laksidat, nigh adwar gha tammart ennegh.
Ca n timesmunin tizrafin ghasent ura d iâriden usafar gha tammart ennegh, nihenti carcent ak lbirawat usafa.
Nzemma anaf iccetid'en kemren n erbankawat d isenduqen usegfer i ud'sen azeddugh ennegh di manwen ma amalal n talghut n tilifunat, cnaw, di Tifritin Tawraghin / Pàgines Grogues (www.paginasamarillas.es), nihenti tirint deg imsawaren n tilifun d ermwasala.
I tmanit n talghut xzam di Amqun Isenduqen Usegfer
http://www.ceca.es/CECA-CORPORATIVO/es/index.html
Nigh di Aggez Unsib n Timesmunin n Erbanku n Spanya
http://www.bde.es/servicio/regis/regent.htm