A financial institution whose capital is not divided into shares, unlike that of a bank. A proportion És una eof the profits of such institutions are used for social activities, such as libraries, cultural centres for senior citizens, environmental programmes and initiatives aimed at immigrants.
A machine that the customers of a bank or a savings bank can use to perform certain banking operations (withdrawing or depositing money, paying bills, checking account balances, etc.) at any time of day.
Bodies (corporations) formed and organised by people or companies from the same sector of economic activity (trade, industry, shipping, agriculture, etc.). The purposes of such bodies are to provide services and to protect the interests of their members.
A document with which a previous employer may provide you and in which they state their level of satisfaction with your services.
Centres run by the Servei d'Ocupació de Catalunya / Catalan Occupation Service and which offer courses for unemployed people who have registered as jobseekers with the Oficines de Treball de la Generalitat / Employment offices of the Catalan government Such centres also perform professionalism tests to assess people's work-related skills and issue the corresponding certificates. Many of the activities described are carried out via the e-CIFO website.
CIDEM stands for Centre d'Innovació i Desenvolupament Empresarial, which means Business Development and Innovation Centre. The CIDEM is supervised by the Ministry of Trade, Industry and Tourism of the Catalan government. It offers companies information and resources for raising levels of competitiveness, innovation and quality.
An organisation made up of people who have the same profession (the Guild of Lawyers, for example)És una e. The people who are part of such organisations are given a membership number to show that they have official approval to exercise their profession; anyone who does not have such a membership number may not exercise the relevant profession. The organisations in question are regional.
In Catalonia, it is only possible to exercise certain professions if you have the recognition and authorisation entailed by membership of the corresponding professional guild. For example, there are guilds of doctors, technical engineers, nurses, etc.
A promise made by people who receive Prestació d'atur / Unemployment benefit to actively look for work, to accept any suitable job they may be offered and to take part in specific motivational, informative or training activities or initiatives related to guidance, adaptation or vocational integration, with a view to improving their chances of finding work.
An account opened in a financial institution by a customer, who uses it for depositing and withdrawing money and for paying bills for banking services or other services. The limit on the sums involved in such operations is determined by the balance of the account in question.
A document signed on the basis of a mutual agreement between an employer (a person or a company) and an employee (a worker). Such a document sets out the terms of the agreement, including the duration of the contract, the working hours involved, and the wages and holidays to which the employee is entitled. Employment contracts must be registered at the Oficines de Treball de la Generalitat or OTG / Employment offices of the Catalan government within 10 days of being established.
A group agreement established through negotiations between employers on one hand, and workers and unions on the other, with regard to working conditions, wages or non-monetary remuneration. The state sometimes intervenes in such negotiations.
Compulsory economic contributions paid by both employers and employees to finance Seguretat Social / Social Security, Spain's social protection system.
The Business Creation Service of the Ministry of Work and Industry of the Catalan government offers people who want to start up an enterprise a range of resources, including business-related guidance, sources of financing, training, support, etc.
The amount of a loan authorised by a financial institution. Credit may be provided in the form of an overdraft (permission to withdraw more money than an account actually contains) or by means of a Targeta de credit / Credit card. Customers can choose whether or not to use the money made available to them under credit arrangements.
A document that a job applicant uses to provide information about themselves, including their personal details, their level of education, their professional experience and their objectives. A CV is accompanied by a covering letter when submitted to potential employers. Centres that provide information on job offers can give you advice on writing a good CV.